Planning a bank visit next week? You might want to double-check the holiday calendar first. Banks across various states in India will be closed for up to four days next week, thanks to a mix of regional festivals, religious occasions, and national observances. With multiple holidays falling back-to-back in some regions, it’s essential to stay informed and plan your transactions accordingly.

Bank Holiday Highlights for Next Week

According to the Reserve Bank of India (RBI) holiday calendar, different states will witness bank closures on different days, but some cities will see up to four non-working days next week.

Key highlights:

Total holidays next week: Up to 4 days (varies by state)
A mix of regional, religious, and national holidays
Services like NEFT and RTGS may experience delays

City-Wise Bank Holiday List

Here’s a quick look at the city/state-wise schedule for bank holidays next week:

Date	Occasion	States/Cities Affected
14 April (Monday)	Ambedkar Jayanti / Tamil New Year	Delhi, Tamil Nadu, Maharashtra, Uttar Pradesh, Karnataka
15 April (Tuesday)	Bengali New Year / Bohag Bihu	West Bengal, Assam, Tripura
16 April (Wednesday)	Himachal Day	Himachal Pradesh
19 April (Saturday)	Fourth Saturday	All states (weekend closure)

Note: Sundays (April 13 & April 20) are already non-working days.

Dates Banks Will Be Closed

Next week, here’s when you can expect your bank branch to be closed:

April 14 (Sunday) – Weekly closure
April 15 (Monday) – Ambedkar Jayanti, Tamil New Year (multiple states)
April 16 (Tuesday) – Bohag Bihu, Bengali New Year
April 19 (Saturday) – Fourth Saturday of the month (banks shut)

This means some regions may have consecutive 3-day or even 4-day closures, depending on local holidays.

Why Banks Are Closed – Reasons Behind Each Holiday

Ambedkar Jayanti (14 April): Celebrated across India to honor Dr. B.R. Ambedkar’s birth anniversary.
Tamil New Year / Puthandu (14 April): A major holiday in Tamil Nadu.
Bohag Bihu (15 April): Assamese New Year marked with joy and cultural festivities.
Bengali New Year (15 April): Known as Poila Boishakh, celebrated mainly in West Bengal.
Himachal Day (16 April): Marks the formation of the state of Himachal Pradesh.
Fourth Saturday (19 April): Regular RBI-sanctioned bank holiday.

Services Affected During Bank Holidays

While digital services remain operational, here’s what gets impacted during bank holidays:

No in-branch banking
Delays in cheque clearance
NEFT and RTGS services may be paused depending on holiday status
No processing of demand drafts or physical paperwork

Services That Remain Available

Thankfully, some banking services stay online and accessible:

ATM Withdrawals – Usually operational unless cash loading is delayed
Internet Banking – 24/7 access to fund transfers, bill payments, etc.
Mobile Banking Apps – UPI, IMPS, and balance checks work as usual
Digital Wallets – Google Pay, PhonePe, Paytm function normally

How to Prepare for the Holiday Rush

Here are some handy tips:

Withdraw cash in advance if your region has back-to-back holidays
Complete urgent branch work before the weekend
Avoid scheduling important fund transfers on holiday dates
Use UPI and mobile banking for emergency transactions

What RBI Says About Bank Holidays

The RBI classifies bank holidays under three categories:

Holidays under the Negotiable Instruments Act
Holidays under the Negotiable Instruments Act and Real Time Gross Settlement Holiday
Banks’ Closing of Accounts

This week’s holidays fall under Category 1, which means only regional branches are affected, depending on the state holiday declared.

Impact on Business and Government Transactions

Businesses may face delays in cheque clearance and fund settlements
Traders and SMEs are advised to adjust invoice and payment schedules
Government departments reliant on bank payments might face backlogs

Upcoming Major Bank Holidays in April–May 2025

Mark your calendar for the next major holidays:

1 May (Wednesday) – Maharashtra Day / Labour Day (public holiday in many states)
23 May (Friday) – Buddha Purnima
Every second and fourth Saturday + Sundays

It’s smart to review the RBI Holiday Calendar 2025 regularly or subscribe to alerts.

Conclusion

Bank holidays are essential, but unplanned closures can lead to frustration if you’re caught off guard. With up to four holidays next week in various states, it’s time to plan ahead and complete any pending transactions as soon as possible.

Keep an eye on your local holiday list and make the most of mobile and online banking options to stay hassle-free!

FAQs

Q1: Are all banks in India closed for four days next week?
No. The 4-day closure applies only in some regions depending on state-specific holidays.

Q2: Will ATM services work during the holidays?
Yes, ATMs will function normally, but cash availability may be affected in some areas.

Q3: Can I do NEFT or RTGS transfers on these days?
These services may not be available on holidays depending on RBI regulations and your bank’s schedule.

Q4: Is internet banking available during bank holidays?
Yes, you can use net banking and mobile apps without interruption.

Q5: Where can I check the official bank holiday list?
You can refer to the RBI’s official website or your bank’s official holiday calendar for accurate information.