Planning a bank visit next week? You might want to double-check the holiday calendar first. Banks across various states in India will be closed for up to four days next week, thanks to a mix of regional festivals, religious occasions, and national observances. With multiple holidays falling back-to-back in some regions, it’s essential to stay informed and plan your transactions accordingly.
Bank Holiday Highlights for Next Week
According to the Reserve Bank of India (RBI) holiday calendar, different states will witness bank closures on different days, but some cities will see up to four non-working days next week.
Key highlights:
- Total holidays next week: Up to 4 days (varies by state)
- A mix of regional, religious, and national holidays
- Services like NEFT and RTGS may experience delays
City-Wise Bank Holiday List
Here’s a quick look at the city/state-wise schedule for bank holidays next week:
| Date | Occasion | States/Cities Affected |
|---|---|---|
| 14 April (Monday) | Ambedkar Jayanti / Tamil New Year | Delhi, Tamil Nadu, Maharashtra, Uttar Pradesh, Karnataka |
| 15 April (Tuesday) | Bengali New Year / Bohag Bihu | West Bengal, Assam, Tripura |
| 16 April (Wednesday) | Himachal Day | Himachal Pradesh |
| 19 April (Saturday) | Fourth Saturday | All states (weekend closure) |
Note: Sundays (April 13 & April 20) are already non-working days.
Dates Banks Will Be Closed
Next week, here’s when you can expect your bank branch to be closed:
- April 14 (Sunday) – Weekly closure
- April 15 (Monday) – Ambedkar Jayanti, Tamil New Year (multiple states)
- April 16 (Tuesday) – Bohag Bihu, Bengali New Year
- April 19 (Saturday) – Fourth Saturday of the month (banks shut)
This means some regions may have consecutive 3-day or even 4-day closures, depending on local holidays.
Why Banks Are Closed – Reasons Behind Each Holiday
- Ambedkar Jayanti (14 April): Celebrated across India to honor Dr. B.R. Ambedkar’s birth anniversary.
- Tamil New Year / Puthandu (14 April): A major holiday in Tamil Nadu.
- Bohag Bihu (15 April): Assamese New Year marked with joy and cultural festivities.
- Bengali New Year (15 April): Known as Poila Boishakh, celebrated mainly in West Bengal.
- Himachal Day (16 April): Marks the formation of the state of Himachal Pradesh.
- Fourth Saturday (19 April): Regular RBI-sanctioned bank holiday.
Services Affected During Bank Holidays
While digital services remain operational, here’s what gets impacted during bank holidays:
- No in-branch banking
- Delays in cheque clearance
- NEFT and RTGS services may be paused depending on holiday status
- No processing of demand drafts or physical paperwork
Services That Remain Available
Thankfully, some banking services stay online and accessible:
- ATM Withdrawals – Usually operational unless cash loading is delayed
- Internet Banking – 24/7 access to fund transfers, bill payments, etc.
- Mobile Banking Apps – UPI, IMPS, and balance checks work as usual
- Digital Wallets – Google Pay, PhonePe, Paytm function normally
How to Prepare for the Holiday Rush
Here are some handy tips:
- Withdraw cash in advance if your region has back-to-back holidays
- Complete urgent branch work before the weekend
- Avoid scheduling important fund transfers on holiday dates
- Use UPI and mobile banking for emergency transactions
What RBI Says About Bank Holidays
The RBI classifies bank holidays under three categories:
- Holidays under the Negotiable Instruments Act
- Holidays under the Negotiable Instruments Act and Real Time Gross Settlement Holiday
- Banks’ Closing of Accounts
This week’s holidays fall under Category 1, which means only regional branches are affected, depending on the state holiday declared.
Impact on Business and Government Transactions
- Businesses may face delays in cheque clearance and fund settlements
- Traders and SMEs are advised to adjust invoice and payment schedules
- Government departments reliant on bank payments might face backlogs
Upcoming Major Bank Holidays in April–May 2025
Mark your calendar for the next major holidays:
- 1 May (Wednesday) – Maharashtra Day / Labour Day (public holiday in many states)
- 23 May (Friday) – Buddha Purnima
- Every second and fourth Saturday + Sundays
It’s smart to review the RBI Holiday Calendar 2025 regularly or subscribe to alerts.
Conclusion
Bank holidays are essential, but unplanned closures can lead to frustration if you’re caught off guard. With up to four holidays next week in various states, it’s time to plan ahead and complete any pending transactions as soon as possible.
Keep an eye on your local holiday list and make the most of mobile and online banking options to stay hassle-free!
FAQs
Q1: Are all banks in India closed for four days next week?
No. The 4-day closure applies only in some regions depending on state-specific holidays.
Q2: Will ATM services work during the holidays?
Yes, ATMs will function normally, but cash availability may be affected in some areas.
Q3: Can I do NEFT or RTGS transfers on these days?
These services may not be available on holidays depending on RBI regulations and your bank’s schedule.
Q4: Is internet banking available during bank holidays?
Yes, you can use net banking and mobile apps without interruption.
Q5: Where can I check the official bank holiday list?
You can refer to the RBI’s official website or your bank’s official holiday calendar for accurate information.
Read Also:
Bank Holidays in April 2025: Full State-Wise List of Public & Weekend Holidays