Best LIC Plans 2025: Top 10 Policies for Secure Future

Best LIC Plans 2025: Top 10 Policies for Secure Future

​The Life Insurance Corporation of India (LIC) offers a variety of insurance plans tailored to meet diverse financial goals and protection needs. Below is a selection of notable LIC plans:​

  1. LIC’s New Endowment Plan (Plan No. 914)
    A traditional, participating endowment plan that combines savings with insurance coverage, offering maturity benefits along with bonuses.
  2. LIC’s Jeevan Amar Plan
    A non-participating, non-linked pure term insurance plan providing substantial life cover at affordable premiums, with flexibility in policy term and premium payment options.
  3. LIC’s Tech Term Plan
    An online-only, non-linked, non-participating pure risk premium plan offering financial protection to the insured’s family in case of an untimely demise.
  4. LIC’s Jeevan Lakshya Plan
    An endowment plan designed to provide financial support for the family in case of the policyholder’s demise, along with a lump sum at maturity.
  5. LIC’s New Jeevan Anand Plan
    A participating non-linked plan offering a combination of protection and savings, providing financial protection against death throughout the lifetime of the policyholder with a lump sum at the end of the selected policy term in case of survival.
  6. LIC’s Jeevan Umang Plan
    A whole life insurance plan offering annual survival benefits from the end of the premium paying term until maturity, along with a lump sum payment at maturity or on death.
  7. LIC’s Jeevan Tarun Plan
    A participating non-linked limited premium payment plan tailored to meet growing children’s educational and other needs through annual survival benefit payments from ages 20 to 24 and maturity benefit at age 25.
  8. LIC’s SIIP Plan
    A unit-linked, regular premium individual life insurance plan that offers insurance cum investment during the policy term.
  9. LIC’s Bima Jyoti Plan
    A non-linked, non-participating, individual, limited premium payment, life insurance savings plan which offers a combination of protection and savings.
  10. LIC’s Jeevan Labh Plan
    A limited premium paying, non-linked, with-profits endowment plan which provides a combination of protection and savings.

When selecting an LIC policy, it’s essential to assess your financial objectives, risk tolerance, and coverage requirements. Consulting with a financial advisor or LIC representative can help you choose the most suitable plan for your needs.

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